Financial Decision Making That Actually Works

We've spent years watching people make financial choices that seemed smart at the time but left them frustrated later. That's why we built theravixora differently.

No complicated theories or one-size-fits-all advice. Just practical guidance that helps you understand what works for your specific situation.

Financial planning workspace with documents and calculator

How We Started

Back in 2019, I was helping a mate figure out whether to refinance his mortgage. We spent hours going through options, but every calculator and guide we found either oversimplified things or made them so complex that he got more confused.

That's when it hit me — most financial education focuses on what to do, not how to think through decisions. People don't need another budgeting app or investment tip. They need to understand their own decision-making process.

So we started theravixora to bridge that gap. We teach the thinking patterns that lead to better financial choices, using real examples from people who've been where you are now.

Close-up of hands reviewing financial documents and charts

Our Approach to Financial Education

Real Scenarios First

Every lesson starts with actual situations our students face. We break down the decision process step by step, so you see exactly how to apply the concepts to your own life.

Question-Based Learning

Instead of memorizing formulas, you learn to ask the right questions. What factors matter most? What risks am I missing? How do I know if this choice fits my goals?

Practice Without Risk

We use case studies and simulations so you can test different approaches safely. Make mistakes in our classroom, not with your actual money.

Meet Marcus Kellerman

Marcus Kellerman

Founder & Lead Instructor

Marcus spent 12 years as a financial advisor before realizing that most people needed decision-making skills more than specific product recommendations. He's helped over 800 individuals develop clearer thinking around money choices.

These days, Marcus focuses on creating learning experiences that actually stick. He believes the best financial education feels more like problem-solving with a trusted friend than sitting through a lecture.

Interactive learning session with financial planning materials

Student working through financial decision framework

What We Promise

Clear explanations that don't require a finance degree to understand
Practical tools you can use immediately for your current financial decisions
Honest discussion of what works, what doesn't, and why
Support that continues after your program ends
Learning that adapts to your specific goals and circumstances
No pressure to buy financial products or services

Ready to Think Differently About Money?

Our next learning program starts in September 2025. We keep groups small so everyone gets individual attention and can work through their specific situations.

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